This page provides detailed information about Avant Personal Loan Customer Reviews. Our editorial team has researched their current offerings, eligibility criteria, and borrower experiences to give you the most accurate and up-to-date information for 2026.
Key Takeaway — We analyzed hundreds of customer reviews across TrustPilot, the BBB, and Reddit to give you an honest picture of the Avant borrower experience. Check your personalized rate with a soft credit pull that won't affect your score.
Avant Quick Facts
| Feature | Details |
|---|---|
| Loan Range | $2,000 – $35,000 |
| APR Range | 9.95% – 35.99% |
| Loan Terms | 24 – 60 months |
| Min Credit Score | 580 |
| Min Monthly Income | $1,200 net |
| Administration Fee | Up to 9.99% |
| Prepayment Penalty | None |
| Funding Speed | Next business day |
Pros and Cons
✓ Key Advantages
- Accessible for fair and bad credit (580+)
- Next business day funding
- Soft pull prequalification
- No prepayment penalty
- Low income threshold ($14,400/year)
- Reports to all 3 credit bureaus
✗ Drawbacks
- Administration fee up to 9.99%
- APR ceiling of 35.99%
- Not available in 8 states
- No co-signer option
- Below-average J.D. Power score
- Max loan $35,000
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